Welcome to the 52 Week Money Challenge

The 52 Week Money Challenge has been growing in popularity. With the current economic climate it seems that people are more concerned about getting control over their personal economy. Getting control over your own personal finances can do a lot for your life. When your finances are under control you’ll be less stressed. When you’re less stressed… you’re happier.

What is the 52 Week Money Challenge?

Each week of the year you will save a certain dollar amount into an account of your choice. The 52 Week Challenge recommended amounts are pictured below. Each week you will add one dollar to the amount you are saving. So, on week one you would save $1 and on week two you would save $2. You will continue with this challenge for a full 52 weeks.

The 52 Week Money Challenge is all about establishing good habits. As you can see in the picture the amount of money you’re stashing away each week is relatively small. But the trick is that you’re doing it each and every week. Don’t worry, We’re here to provide you some accountability, motivation and tips each week to ensure you achieve your goals.

52 Week Money Challenge Chart

**Click the image to download a PDF of the 52 Week Money Challenge Chart for free. Instant download no opt-in.

Why should you take the 52 Week Money Challenge?

Who doesn’t want to look in their account and have an extra $1,378 at the end of the year? Seriously, there are many reasons you might want to take the 52 Week Money Challenge and everyone’s situation and goals will be different. Here are some common reasons people take the money challenge:

  • Establish and emergency fund in case something¬†unforeseen happens.
  • Save for a well deserved vacation.
  • Start saving for a child’s college education.
  • Save for a new car.
  • Save for a new home or just to be able to move to a new location.
  • Save some capital to start a business that gives you personal and financial freedom.
  • Start building up some retirement savings.
  • Saving for any desire you might have… the list goes on and on…

The best part about taking the money challenge is that you’ll be setting yourself up for success for the long-term by deciding to take control and establish good habits with your money now. We’ll be talking more about how to make your savings automatic and how to get more from your money on the 52 Week Money Challenge blog, so make sure to check back frequently for new posts.

You may also want to sign up for the 52 Week Money Challenge members only email newsletter. Once a week you’ll get an email with a special tip about making the most of your money challenge and you’ll get some gentle reminders to make your contribution to your financial freedom account. We will never send spam and we will only send one email a week unless there is something absolutely brilliant that we need to share with you.

Here’s a special bonus for people that are subscribers to the newsletter… You’ll have the ability to ask us questions and you’ll get first priority to get your questions answered.

Let’s not delay any further. Let’s get you started with your own 52 Week Money Challenge. Will this be the year you finally take control of your money? Is this the year you stop living paycheck to paycheck? Is this the year you start saving for that new home you’ve been dreaming about?

And by the way… It’s never too late to start your own 52 Week Money Challenge. Whether it’s January 1st or December 31st you can make the commitment to yourself to get started. You have nothing to lose and a whole lot to gain!

We think it is. So commit to starting your 52 Week Money Challenge feel free to leave a comment below and declare your commitment to the money challenge.

We wish you the best of luck and success with your 52 Week Money Challenge!


  • Bonita

    Reply Reply January 19, 2013

    Thanks for this challenge ūüėČ

    • Chris

      Reply Reply January 19, 2013

      Thanks for taking the challenge! I hope it makes this year a little brighter.

  • Angel C.

    Reply Reply January 19, 2013

    I didn’t start n Jan but i will start Feb 1st

  • Janie

    Reply Reply January 24, 2013

    Great idea! Starting this week :)

  • Jennifer

    Reply Reply January 24, 2013

    I started the challen today. I just added up what i would have saved for the month and so far im feeling pretty good!

    • Chris

      Reply Reply February 3, 2013

      That’s great Jennifer! Keep up the good work.

    • Chris

      Reply Reply February 14, 2013

      That’s awesome. Keep up the good work!

    • patrice adkins

      Reply Reply September 8, 2014

      This is a wonderful idea. I showed this to my husband. He is going to do the challenge also. We are going to go even farther. We are going to times each week by three. The first two weeks we are going to use it for a vacation next year. The third week we will use the money for the house we just moved in.

  • Brenda M.

    Reply Reply January 24, 2013

    What a clever and easy way to save. Thanks for the info. :) I’m going to start this week.

    • Chris

      Reply Reply February 3, 2013

      Thanks for stopping by Brenda. I hope you got started with the challenge!

    • Chris

      Reply Reply February 14, 2013

      That’s great to hear. Let’s make 2013 a great year for savings!

  • Janet

    Reply Reply January 25, 2013

    I need to start saving and this sounds perfect! Money is tight right now , but I think I can do a little each week. I would love to have extra money at Christmas time. This is a simple idea and some of the best solutions come from the simplest ideas. Thank You and have a wonderful day!!!

    • Chris

      Reply Reply February 3, 2013

      Janet – It’s always a good idea to start small and build up over time. Thanks for joining in on the challenge.

    • Chris

      Reply Reply February 14, 2013

      The longest journey starts with a single step. Small steps add up to big strides over time.


    Reply Reply January 30, 2013


    • Chris

      Reply Reply February 3, 2013

      You’re welcome Deborah! Great to have you as part of the challenge community.

  • Natalie

    Reply Reply January 30, 2013

    I love the idea of this challenge! I’ve only got $10 saved so far, but that’ll soon grow to my final goal! Good luck yo everyone!

    • Chris

      Reply Reply February 3, 2013

      Natalie – Thanks for joining the challenge.

    • Chris

      Reply Reply February 14, 2013

      Thanks for the comment and support!

  • Sasha

    Reply Reply February 2, 2013

    ohhhh I’m definitely doing it!

    Sadly, I always have a “good” (= bad) reason to avoid money savings and this has to change!

    • Chris

      Reply Reply February 3, 2013

      I understand where you’re coming from. Hopefully the challenge will help you build some good habits. :)

  • Becky

    Reply Reply February 11, 2013

    I love this idea! I just started it, but I caught myself up. I might use this for Black Friday spending $$!! By then my balance will be a lil over $1,000!!

    • Chris

      Reply Reply February 14, 2013

      It’s awesome that you got caught up! It’s good to plan ahead… even if it’s for some retail therapy ūüėČ

  • Cea Taylor

    Reply Reply March 6, 2013

    I went backwards starting at $52.00. As of last Sunday I’m at $432.00 so far. I put extra bills in here and there so my actual total so far is $449.00. It’s an amaing way to save! Love it!

    • Chris

      Reply Reply March 17, 2013

      I think the reverse challenge is a cool way to do it. You definitely see some big numbers early and that can keep you motivated and focused. Keep up the good work. Maybe when you hit the end of the reverse challenge you’ll start over from the bottom all the way up… We’ll call it the “Valley Money Challenge” :)

  • valerie

    Reply Reply March 8, 2013

    I started this the first week in January…. so far so good. I’m so motivated

    • Chris

      Reply Reply March 17, 2013

      Awesome! Keep up the good work. Motivation is great but ACTION is key. Thank you for your comment!

  • Jorge

    Reply Reply December 16, 2013

    Last year I tried the challenge but didn’t finish it through. This year I have a better strategy. I am using an online bank and I set up each weeks transfer. I already set up January’s deposits up to week 5. Then I’ll do the rest of the year. That way it just transfers automatically and I won’t have to worry about forgetting. This also makes it harder for you to touch because it is not a physical bank and you build up

    • Chris Hiestand

      Reply Reply December 16, 2013

      Thanks for the comment Jorge. I think setting up an online bank account is a crucial step to seeing success. This year it seemed like people were getting advice to use things like jars and shoe boxes for their savings. I strongly urge people to reconsider that idea and just open up a separate account at their bank, credit union or online bank they trust.

  • nichole kegarise

    Reply Reply January 1, 2014

    I started saving today! I’m so excited to do this challenge, and for my end result!!! I’m saving up for my wedding next year!!!

  • Lauren

    Reply Reply January 4, 2014

    I’m looking forward to this challenge! This past year was a financially difficult year for my family and I am now taking control of the problem and moving forward! I have also included our children in this challenge! I don’t want them making the same money mistakes as my husband and I. So thank you for this!

  • Diane Lee

    Reply Reply January 9, 2014

    My cousin told me about this plan and I decided to try it this year. My goal is to save more than what the chart says. I think this is an excellent way to save money! I am going to pay myself for the first week I missed.

  • Leanne

    Reply Reply March 18, 2014

    I started in January and its going really well.I’m putting double the $$ in each week so I can have double the fun next January.I took it one step further and challenged people at work as well. So every week we talk about how its going and we get really excited about the end result. Thanks

    • Chris

      Reply Reply March 18, 2014

      Amazing! Keep it up. Love that you’re doing this with friends at work. The extra support and accountability helps.

  • drake

    Reply Reply April 7, 2014

    I would like to know what week we are on so I can stay on track… But it is going well Im enjoying it…

    • Chris

      Reply Reply April 14, 2014

      Hey Drake – Thanks for the comment. I’m glad the challenge is going well. The best way to keep track is to print off one of the tracking sheets I make available to everyone who signs up to the mailing list. That way you can track where you are in the challenge no matter when you start. The reality is that some people start at the beginning of the year but a lot more people begin at different times during the year. If I said that we are on week 15 it will only apply to people who started in January.

  • Dorothy

    Reply Reply April 26, 2014

    Challenge started! Feeling so excited about this!

  • Debb

    Reply Reply May 4, 2014

    I have had to dip into my savings during this challenge for emergent reasons, but I was able to get back on track as soon as I got a hold of more money within a week of dipping. It’s hard to save for something knowing I can get it right now. I think that once I got started, I was able to discipline myself and really think about my goal for the end of the year. It does change my mindset about wiser savings and my children want to try it next year. We’re going to do this as a family and save $1378 each!

  • Brenda

    Reply Reply July 10, 2014

    Could someone that is paid bi-weekly do this challenge? If so, do you have a chart for bi-weekly?

  • Diane Arnold

    Reply Reply August 11, 2014

    Hi, I’m really interested in getting started- just wanting to clarify please, tomorrow is Aug.11. If I begin saving, would I contribute one dollar ($1.00) as it is my first week of saving, or whatever the amount would be for this week of the year?

    • Chris

      Reply Reply October 22, 2014

      Yes, you would start at the beginning with $1. Doesn’t matter what day or week during the year you start. Your challenge will go from Aug 11, 2014 to Aug 11, 2015. Good luck!

  • Bianca

    Reply Reply August 27, 2014

    I read on another website realted to this that you save what you can each week and mark it off on the print out. You dont have to follow it in order or even start by saving £1 first you could decide to strt by saving the £52 first.

    Happy saving!

  • Adelita Rosenberg

    Reply Reply December 29, 2014

    Looking forward to the end results

  • Hector

    Reply Reply February 11, 2015

    Fiance and I are starting the challenge. Double the savings for us. Can not wait to see the end result.

    • Chris

      Reply Reply April 25, 2015

      Hi Hector! Hope everything is going well for you. Look forward to hearing your success story.

  • connie

    Reply Reply February 12, 2015

    Almost 7 weeks into the challenge. yeah! I am doing it a little different. Example, I had an extra $21 this week, so I checked off week 21 too. If I fall short one week it won’t be hard to make up. I am also motivated by the fact that is for a trip!

    • Chris

      Reply Reply April 25, 2015

      That’s awesome Connie! Keep up the awesome work!

  • JP

    Reply Reply February 26, 2015


  • Samantha Perouty

    Reply Reply April 1, 2015

    I started the 52 Week Money Challenge with several co-workers the first Friday in January and we are a quarter of the way finished. I am going to use my money for a cruise next year. Keep up the good work everyone.

    • Chris

      Reply Reply April 25, 2015

      Hi Samantha! That is awesome. There’s going to be more material coming out to help with the next quarter.

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